Friday, January 04, 2008

Canstruction (Can Art!)

Air purifier in Malaysia taxis (Must Read for your own safety!!)

No matter the taxi driver is chinese, malay or
If you notice that there is a sound of spray of
perfume or air purifier
inside the taxi, PLEASE GET DOWN from the TAXI

It just happened to me just now. It was about 12.45
am . I got into a taxi
driven by a malay man. I was in the taxi for a few
minutes, I suddenly heard
of a sound of spray and there was a smell like air
purifier. I felt weird as
to why the driver put two types of air purifiers in
his taxi.
The smell immediately reminded me about this
forwarded email that I read. I
started to be aware of my surroundings. But the puff
of the purifier kept
appears every few minutes. I was very worried and

Gradually, I sensed that my body started to feel
weaker and weaker. The
purifier kept puffing from the back seat, just right
behind me. As I really
felt my whole body is weaken, I asked the driver to
let me get down at the
side road. But he kept trying to talk to me and ask
me why not dropping me
off at my destination. I think he was trying to drag
the time. To my horror,
I felt both of my hands and legs got numbed and no
energy, almost could not

When I talked to the driver, I could not even speak
properly, not to say to
shout for help, 'cos I was really too weak...
Immediately, I opened the door
and ran to passer-by for help.

I really thank God for saving me. If not, I really
can't imagine what would
have happened to me. I am traumatised by this

RM250 limited liability To all credit card holders (Malaysia)

To all credit card holders, take note.

Most unaware of RM250 limited liability

CARDHOLDERS need not pay more than RM250 whenever their lost or stolen
credit cards are used by others. Yet, oftentimes, they end up paying much

This is because Bank Negara has not informed cardholders that they do not
have to pay more than RM250 for fraudulent transactions carried out using
their lost or stolen cards, when they had not acted fraudulently and had
informed the banks about the lost or stolen cards as soon as possible.

This protection is given under Clause 13.2 of Bank Negara's Credit Card
Guideline ("The cardholder's maximum liability for unauthorised
transactions as a consequence of a lost or stolen credit card shall be
confined to a limit specified by the issuer of credit cards, which shall
not exceed RM250 provided the cardholder has not acted fraudulently or has
not failed to inform the issuer of credit cards as soon as reasonably
practicable after having found that his credit card is lost or stolen").

Banks know about Clause 13.2 but have chosen to ignore it. Instead they
pursue cardholders for the fraudulent transactions.

They will tell cardholders that a clause in the credit card contracts
states that all transactions carried out before the loss of the cards are
reported to the banks, are deemed to be carried out by the cardholders.

Many cardholders then pay up because they are unaware of the RM250 limited

Bank Negara should rule that:

*THE RM250 maximum liability on fraudulent transactions is highlighted to
cardholders in the card agreements as well as in the monthly card

*BANKS are not allowed to insert any clause in the card agreement which is
contrary to Clause 13.2.

*BANKS should refund all money in excess of the RM250 collected from
cardholders whose cases clearly come under Clause 13.2.

Consumers Association of Penang.